100% Free · Browser Based

EMI Calculator

Calculate your monthly loan EMI, total interest and total payment instantly.

Loan Details Enter your loan information
₹
%
YOUR MONTHLY EMI
₹0
Estimated monthly payment
Principal Amount ₹0
Total Interest ₹0
Total Payment ₹0
Payment Breakdown
Principal Interest
💡 How EMI is calculated

EMI is calculated using the standard reducing balance formula based on your loan amount, annual interest rate and loan tenure.

🔒 Your privacy matters

Everything is calculated directly in your browser. No loan information is uploaded.

HOW TO USE

How to Use EMI Calculator

Estimate a loan payment from three basic numbers.

Step 1: Enter the loan amount — EMI Calculator
01

Enter the loan amount

Type the amount you plan to borrow.

Step 2: Add rate and tenure — EMI Calculator
02

Add rate and tenure

Enter the annual interest rate and loan tenure.

Step 3: Calculate EMI — EMI Calculator
03

Calculate EMI

Run the calculator to see the monthly EMI, total interest and total payment.

Quick tip

The result is an estimate. Actual EMI can vary with lender terms, fees, dates and repayment rules.